Compound Interest Calculator
Calculate compound interest on any amount with flexible compounding frequencies
Configure CI
Results
Growth Over Time
Principal vs total amount year by year
Investment Breakdown
Principal vs interest earned
Year-by-Year Breakdown
Detailed compound interest growth trajectory
| Year | Principal | Interest | Total Amount |
|---|---|---|---|
| Year 1 | ₹1.00 L | ₹8,000 | ₹1.08 L |
| Year 2 | ₹1.00 L | ₹16,640 | ₹1.17 L |
| Year 3 | ₹1.00 L | ₹25,971 | ₹1.26 L |
| Year 4 | ₹1.00 L | ₹36,049 | ₹1.36 L |
| Year 5 | ₹1.00 L | ₹46,933 | ₹1.47 L |
| Year 6 | ₹1.00 L | ₹58,687 | ₹1.59 L |
| Year 7 | ₹1.00 L | ₹71,382 | ₹1.71 L |
| Year 8 | ₹1.00 L | ₹85,093 | ₹1.85 L |
| Year 9 | ₹1.00 L | ₹99,900 | ₹2.00 L |
| Year 10 | ₹1.00 L | ₹1.16 L | ₹2.16 L |
Frequently Asked Questions
What is compound interest?
Compound interest is interest calculated on both the initial principal and the accumulated interest from previous periods. It makes your money grow faster than simple interest.
What is the compound interest formula?
A = P(1 + r/n)^(nt), where A is the final amount, P is the principal, r is the annual interest rate, n is the compounding frequency per year, and t is the time in years.
Which compounding frequency gives the highest returns?
Monthly compounding yields the highest returns among standard options, followed by quarterly, half-yearly, and yearly. The more frequently interest is compounded, the higher the effective return.
How does compound interest differ from simple interest?
Simple interest is calculated only on the original principal. Compound interest is calculated on the principal plus any interest already earned, causing exponential growth over time.
Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors.
