Market Pulse
Stay informed with weekly market updates, curated insights, and expert commentary — all viewed through the lens of a disciplined SIP investor.
Market Action
Market CloseLast online: 31 Mar 2026, 03:30 pmLive News
Auto-refreshes every 30 minMarket Indices
Indian Indices
Loading Indian indices...
Global Indices
Loading global indices...
Sector Performance
Today’s sector-wise market movement · NSE India
Worst Performer
IT
-1.28% · Severe decline
Least Affected
Metal
3.20% · Positive
Average Change
+0.78%
Across 10 sectors
Sectors Tracked
10 / 10
Broad market data
All Sectors at a Glance
Metal
+3.20%
Strong gain
Energy
+2.33%
Good gain
FMCG
+1.71%
Good gain
PSU Banks
+1.12%
Mild gain
Infrastructure
+0.95%
Mild gain
Banking
+0.71%
Mild gain
Pharma
+0.35%
Flat
Realty
-0.45%
Flat
Auto
-0.82%
Mild
IT
-1.28%
Mild
Performance Comparison Chart
Top Movers
No gainers today
No losers today
Market Intelligence
Market Valuation
Market Liquidity
FII Net Flow
This Week
DII Net Flow
This Week
SIP Monthly Inflow
Jan 2026
DII buying continues to offset FII selling, supported by record SIP inflows providing structural demand.
Rates & Inflation
RBI Repo Rate
Unchanged since Feb 2023
CPI Inflation
Jan 2026
10Y Bond Yield
India Govt Bond
RBI maintaining neutral stance with inflation within 4-6% target band. Bond yields stable.
Commodities
INR • MCX · Mon–Sat, 9AM–11:55PM IST| Name | Price (₹) | %Chg |
|---|---|---|
| Gold/10g | ₹86,250 | -0.46% |
| Silver/kg | ₹83,450 | -1.42% |
| Crude Oil/bbl | ₹5,720 | 1.78% |
| Natural Gas/MMBtu | ₹321.50 | 4.05% |
| Copper/kg | ₹758 | -0.72% |
Currency & Fund Data
Top 10 currencies against INR · Mutual Fund industry pulse
Currency Exchange Rates
vs INR| Currency Pair | Rate | Change | %Chg |
|---|---|---|---|
₹USD/INR | 83.5000 | +0.1200 | +0.14% |
₹EUR/INR | 90.8500 | -0.2300 | -0.25% |
₹GBP/INR | 106.2000 | +0.3500 | +0.33% |
₹JPY/INR | 0.5575 | -0.0020 | -0.36% |
₹AUD/INR | 54.1200 | +0.1800 | +0.33% |
₹CAD/INR | 61.4500 | -0.0800 | -0.13% |
₹SGD/INR | 63.2000 | +0.0500 | +0.08% |
₹CHF/INR | 95.1000 | +0.4200 | +0.44% |
₹AED/INR | 22.7300 | +0.0300 | +0.13% |
₹CNY/INR | 11.5200 | -0.0400 | -0.35% |
Mutual Fund Pulse
Industry AUM & SIP trendsMarket Insights
Curated insights on market trends, SIP strategy, and investor education.
Gold at Rs 1.59 Lakh — What It Means for SIP Investors
Gold has surged to Rs 1,59,430 per 10 grams in February 2026, driven by global uncertainty, central bank buying (PBoC has been buying for 15 consecutive months), and safe-haven demand. While gold is an excellent portfolio diversifier, historical data shows that equity SIPs have consistently outperformed gold over 10+ year horizons. A 15-year SIP in a diversified equity fund has delivered 13-15% CAGR vs gold's 10-11%. The right approach: keep 10-15% of your portfolio in gold (via Gold ETF SIP) and 70-80% in equity SIP for maximum long-term wealth creation.
Why SIP Timing Does Not Matter
One of the most liberating aspects of SIP investing is that the exact date you start barely impacts your long-term returns. Studies on Nifty 50 data from 2000 to 2025 show that a SIP started on the 1st of the month vs the 15th vs the 28th yields virtually identical returns over 10+ years. The difference is less than 0.3% CAGR. What matters far more is the total duration of your SIP and the consistency of contributions. Stop trying to time your SIP start date and just begin today.
Rupee at ₹90.73 — Impact on Your SIP Portfolio
The Indian rupee has crossed Rs 90 against the US dollar, a significant depreciation from Rs 83 levels a year ago. For SIP investors, this has mixed implications. IT and pharma exporters benefit from a weaker rupee, boosting their earnings. Import-dependent sectors like oil and auto face headwinds. For international fund SIP investors, rupee depreciation actually boosts returns when measured in INR. If you have an international SIP, the falling rupee has been adding 5-8% extra returns on top of underlying fund performance. Consider a 10-15% allocation to international funds via SIP as a currency hedge.
Understanding Market Cycles: Why They Are Your SIP's Best Friend
Indian equity markets have historically moved in cycles of 4-7 years, alternating between bull and bear phases. Since the Sensex inception, there have been about 8 major cycles. The key insight for SIP investors is that bear markets are when you accumulate the most units at lower prices. The 2008 crash, the 2020 pandemic crash, and the 2024-25 correction all turned out to be wealth-building opportunities for SIP investors who stayed disciplined. With Sensex now at 82,800+ levels, understanding these cycles removes fear from investing.
When Should You Start or Stop Your SIP?
Evidence-based answers to the most common SIP timing questions.
Best Day to Start SIP? Today.
Analysis of 25 years of Nifty 50 data reveals that the difference between the best and worst SIP start date in any given month is negligible over a 10-year horizon. A SIP started on January 1, 2005 vs February 15, 2005 would yield nearly identical results by 2015. The cost of waiting for the "perfect" time is far greater than the cost of starting at a "wrong" time. Every day you delay, you lose out on potential compounding. The best time to plant a tree was 20 years ago; the second-best time is now.
Start your SIP today regardless of market levels
Market Highs and SIP: Should You Stop?
When the Sensex hit 21,000 in 2008, people said the market was too high. When it crossed 40,000 in 2019, the same fears surfaced. At 60,000 in 2023 and 82,800 in 2026, the story repeats. Here is the truth: if you had stopped your SIP at every all-time high, you would have missed the subsequent rallies that took the market even higher. Markets are designed to go up over the long term due to economic growth and corporate earnings expansion. Stopping SIP at market highs is a behavioral mistake driven by recency bias.
Never stop SIP based on market highs
Rupee Cost Averaging in Action
Rupee Cost Averaging (RCA) is the core mechanism that makes SIP powerful. When you invest a fixed amount monthly, you automatically buy more units when prices are low and fewer units when prices are high. Over time, this brings down your average cost per unit below the simple average of all NAVs during the period. In volatile markets, RCA works even better because the spread between highs and lows is larger, giving you more units at discounted prices. A 10-year SIP in a fund with 20% annual volatility benefits more from RCA than one with 10% volatility.
Embrace volatility as your SIP ally
Monthly vs Weekly vs Daily SIP
With AMCs now offering daily and weekly SIP options alongside monthly, investors wonder which frequency is best. Back-tested data on Nifty 50 from 2005 to 2025 shows that daily SIP gives a marginal 0.1-0.2% annual return advantage over monthly SIP, while weekly SIP falls in between. The difference is so small that it is practically insignificant for most investors. Monthly SIP is simpler to track, easier on cash flow planning, and generates fewer tax lots. Choose the frequency that aligns with your salary cycle. Monthly SIP on salary credit day is the most practical approach for most investors.
Monthly SIP aligned with salary cycle is optimal
SIP During Election Years and Budget Seasons
Election years and Union Budget weeks are periods of heightened market volatility. Historical data shows that markets can swing 3-5% in the week surrounding these events. However, looking at SIP performance over full election cycles (2004, 2009, 2014, 2019, 2024), the event-driven volatility has zero material impact on long-term SIP returns. In fact, the uncertainty often creates dips that benefit SIP investors through lower average costs. The Union Budget 2025 announcement caused a 1.5% same-day move, but a monthly SIP investor barely noticed it in their 10-year portfolio. Macro events create noise, not signal, for SIP investors.
Ignore political events and continue your SIP
Market data is updated periodically and may be delayed. Valuation, liquidity, and macro indicators are indicative. All information is for educational purposes and should not be construed as investment advice. Past performance does not guarantee future returns.